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Rules of the Scheme


  1.    Name
  2.    Legal Persona
  3.    Registered Office
  4.    Definitions
  5.    Objects
  6.    Membership
  7.    Registration and Deregistration of Dependants
  8.    Terms and Conditions Applicable to Membership
  9.    Interchangeability
10.    Membership Card and Certificate of Membership
11.    Change of Domicilium and/or Banking Details of a Member
12.    Termination of Membership
13.    Contributions
14.    Liabilities of a Member
15.    Claims Procedure
16.    Benefits
17.    Pre-authorisation and Case Management
18.    Disease Management Programmes
19.    Payment of Accounts
20.    Governance
21.    Duties of Board of Trustees
22.    Powers of the Board
23.    Duties of Principal Officer and Staff
24.    Indemnification and Fidelity Guarantee
25.    Financial Year of the Scheme
26.    Banking Account
27.    Auditor and Audit Committee
28.    General Meetings
29.    Voting at Meetings
30.    Complaints and Disputes
31.    Termination or Dissolution
32.    Amalgamation and Transfer of Business
33.    Right to Obtain Documents and Inspection of Documents
34.    Amendment of Rules
  • Annexure A
  • Annexure B
  • Annexure C

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